Build Your Child's Financial Future Today
Ottur is the family credit card that empowers kids to build credit and financial literacy through interactive education, real-world experience, and subscription rewards.
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Emma's Progress
Age 14 • Building Credit
"Emma learned about budgeting and earned her Spotify Premium through responsible spending!"
Everything Your Family Needs to Build Financial Success
Ottur combines the power of real credit building with engaging education and meaningful rewards that kids actually want.
Gamified lessons teach budgeting, saving, and responsible credit use through engaging activities and quizzes.
Kids build actual credit history as authorized users, giving them a head start on their financial future.
Earn popular subscriptions like Spotify, Apple Music, and Netflix through responsible spending habits.
Parents monitor spending, set limits, and track their child's financial literacy progress in real-time.
Bank-level security with spending controls, instant notifications, and fraud protection for peace of mind.
Intuitive app designed for both parents and kids with age-appropriate interfaces and features.
How Ottur Works
Getting started with Ottur is simple. Follow these four steps to begin your family's financial journey.
Sign Up Your Family
Create your Ottur account and add your child as an authorized user. Setup takes just 5 minutes.
Start Learning Together
Your child begins interactive financial lessons while you set spending limits and goals.
Make Real Purchases
Kids use their Ottur card for everyday purchases while building actual credit history.
Earn Rewards & Build Credit
Responsible spending unlocks subscription rewards while steadily building their credit score.
Choose Your Family Plan
Start building your family's financial future today. All plans include credit building and educational features.
Perfect for getting started with financial education
Complete family financial education solution
Earn Popular Subscriptions
Kids can earn these popular subscriptions through responsible spending and completing financial education milestones.
Trusted by Thousands of Families
See how Ottur is helping families across the country build stronger financial futures together.
"Ottur has been a game-changer for our family. My 16-year-old daughter now understands budgeting and has built an excellent credit score. The educational content is engaging and age-appropriate."
"I love how Ottur makes financial education fun for kids. My son earned his Spotify Premium by completing lessons and staying within his budget. It's teaching real-world responsibility."
"The parental controls give me peace of mind while my daughter learns independence. She's already talking about saving for college and understanding compound interest at age 14!"